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2009-2011
Undergraduate
Catalog

What is demonstrated financial need?

Demonstrated financial need refers to the difference between Jewell's total cost of attendance (COA) and the expected family contribution (EFC) as determined by your FAFSA. This calculation determines how much federal, state, and institutional scholarship, grant, and subsidized work and loan programs may be awarded to a student.

COA - EFC = Need

Example: William's EFC is 15,000 and the cost of attendance is 40,000 resulting in a financial need of 25,000. William is eligible to receive a $12,000 Presidential Scholarship from Jewell, therefore he has 13,000 of unmet eligibility remaining that would allow the college to award a $3,500 Subsidized Direct Loan, $2,500 of Federal Work Study, and $2,000 of Perkins Loan (funds available basis only).

After Scholar Recognition Day, William finds out he will receive a $17,000 Jewell Scholarship and his coach offers him a $5,000 athletic scholarship. His unmet financial need now will only be $3,000. This allows for $1,000 Work Study, $2,000 Subsidized Direct Loan, and the remaining award would be an Unsubsidized Direct Loan.

Need may be exceeded by scholarship dollars only.

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