EMPLOYEE BENEFIT PACKAGE

The employee may select one of two plans depending on their needs and that of their family. Dependent coverage is available for spouse and children to the end of the calendar year they reach age 25.

1. Blue Care (HMO) - Pays 100% of visits to the Primary Care Physician (PCP) and 100% of all visits to referral physicians, hospitals, and out-of-area emergency treatment after appropriate copay. The copays are as follows: each PCP visit is $25; each specialist visit is $50; inpatient hospital services/outpatient surgery is $300 copay per day, up to $1,500 per calendar year, maximum five calendar days/family member/year; emergency room is $75, $50 copay if services are received in an urgent care center.

2. Preferred Care (PPO) – Pays 100% for routine office visits for network provider after $25 office visit copay. Pays 80% of services provided by network providers after $500 individual ($1,000 family) deductible. Non-network providers are paid at 60% of reasonable and customary charges. The maximum out-of-pocket is $2,500 for individual and $5,000 for family (plus deductibles) for network providers, and $5,000 for individual and $10,000 for family (plus deductibles) for non-network providers.

Participation in either group medical plan includes:

Dependent Life Insurance Coverage provided by Reliance Standard Life Insurance Company. Coverage is provided as part of the dependent health care coverage only. Coverage for spouse in the amount of $2,000 and children six months to nineteen years of age in the amount of $1,000 each.

Express Scripts Mail Order Service providing a three-month (102 day) supply of Type 1 generic drugs for $24 copay; Type 2 brand drugs for $70 copay; and Type 3 brand drugs for $120 copay.

Blue Cross Blue Shield Pharmacy Service providing in-network pharmacy benefit of 100% of the cost of prescription drugs after $12.00 copay for Type 1 generic drugs; $35 copay for Type 2 brand drugs; and $60 copay for Type 3 brand drugs.

Blue Cross Blue Shield Routine Vision Care providing one eye exam annually after $10 copayment for HMO plan, and $25 copayment for PPO plan. Benefits are available with participating network providers. 
 
DENTAL BENEFITS

Coverage is available for employee, spouse and dependent children to the end of the calendar year they reach age 25.

Dental and Orthodontic Program provided by Delta Dental of Missouri. In-PPO network deductible is $50 (waived for preventive services). Pays 100% of preventive services for In-PPO network providers, 80% for Out-of-PPO network providers. Pays 80% of basic services for In-PPO network providers and 70% for Out-of-PPO network providers. Major Services are paid at 50% for In-PPO network providers and 40% for Out-of-PPO network providers. Orthodontic services include a $1,000 lifetime maximum for child(ren) to age 19. Pays 50% of orthodontic services for In-PPO network providers, and 50% for Out-of-PPO network providers. The deductible does not apply to Orthodontic services 

LIFE INSURANCE BENEFITS– (eligible if enrolled in the health insurance plan)

Employee Coverage is provided by Reliance Standard Life Insurance Company and William Jewell College. Coverages range from $10,000 to a maximum of $60,000 and is calculated at approximately two and one-half times annual salary.

Supplemental Life Insurance. Term life provided by Reliance Standard Life Insurance Company. Coverage of $10,000 to $500,000 available for employee (with $50,000 guaranteed issue within 30 days of employment); additional coverage available for spouse and children.

OTHER INSURANCE BENEFITS

Accidental Death and Dismemberment provided by Life Insurance Company of North America (CIGNA). Employee Basic Coverage of $25,000 with supplemental coverage available up to $300,000 for employee and $150,000 for spouse and $25,000 for each child (restrictions apply). – (eligible if enrolled in the health insurance plan)

Long Term Care provided by Unum. Optional coverage with guarantee issue for 30 days.

Long Term Disability provided by CIGNA. Covered employees continue to receive 60% of monthly salary beginning 120 days after disability. Benefits are coordinated with Social Security. – (eligible if enrolled in the health insurance plan)

MetPay provided by Metropolitan Life Insurance. Optional group rates for homeowners, renters and auto.

Social Security benefit costs shared by WJC and employee.

RETIREMENT BENEFITS

GuideStone Financial Resources of the Southern Baptist Convention and TIAA/CREF - Employees eligible to contribute tax-deferred payroll withholding to 403(b) plan. William Jewell College matches up to 7.5% of salary after one year of eligible service at William Jewell College or other qualifying institution.

Deferred Salary Arrangements - with independent financial organizations. WJC is currently partici¬pating with American Century Mutual Funds.

EDUCATIONAL BENEFITS (waiting periods apply)

Tuition Remission Benefits – 
Faculty - Remission for unlimited classes for full-time faculty. Spouse is eligible for one class per term; after 2 year waiting period, the spouse is eligible for remission for unlimited classes. Remission for one class per semester for part-time faculty and spouse in the division in which the faculty member teaches.

Staff – Remission for one class for full-time staff. After a 3 month waiting period, remission is for a maximum of eight credit hours per semester in the day division and unlimited evening division classes. Spouse is eligible for one class per term; after 2 year waiting period, the spouse is eligible for remission for unlimited classes. Part-time, benefit-eligible staff and spouse may enroll in one class per semester with full remission.

Children – After a 2 year waiting period, children (including married children) of full-time faculty and full-time staff receive remission for unlimited classes not to exceed 10 terms through the term of their 24th birthday. Maximum tuition remission amount for each dependent enrolled in 12 hours or more will be the full tuition cost, less $150 for the student activity fee and class fees, which are the responsibility of the student.


Tuition Exchange Benefits - William Jewell College participates in several tuition exchange programs with approximately 500 colleges. Unmarried children under 23 years of age who are dependents of full-time employees are eligible to participate in these programs.

Tuition Assistance Program, Summer Study Grants, Professional Development - Available to faculty members and staff members in an administrative position who are pursuing an approved course of study. Faculty should contact the Academic Dean's Office. Staff should apply in the Administrative Services Department.

EXTENDED BENEFITS

Medical Package for Retired Employees and Spouse. Includes medical and life insurance benefits. Available to employees retiring from WJC with 10 or more years of service.

Medical Package for Ineligible Employees and Dependents. If a participating employee or dependent becomes ineligible for medical insurance coverage, continuation of benefits is available through the COBRA plan for 18-36 months.

OTHER BENEFITS

Flexible Spending Plan Under Section 125. Allows for payments of medical and dental insurance premiums, medical expenses and dependent care expenses with pre-tax dollars. Employees can save up to 42% on these expenses.

Midwest United Credit Union. Savings and loan program offered through payroll withholding.

Mabee Center Privileges. Employee, spouse, and children under the age of 19 if living at home (under age 23 if a full-time student), have free access to the Mabee Center (including pool, racquetball courts, tennis courts, tracks, etc.) during scheduled open hours. Family membership cards may be obtained through the Mabee Center.

Community Education. The Continuing Education Division offers a limited number of non-credit swim classes for adults. Benefit-eligible staff who enroll in the classes will receive a 10% discount.

Golf Privileges at Claycrest Golf Course. Full-time employees, spouse and children under age 23 who are full-time students may play golf at no charge. Carts are available at the member rate. Regular part-time employees receive 8 passes per semester to play golf at no charge. Adjunct professors should contact the Office of Human Resources to obtain passes for the semester that they are teaching. Part-time coaches are also eligible for passes during their employment. The number of passes for coaches and adjunct professors varies according to eligibility.

Bookstore Discounts. William Jewell employees are entitled to a 10% discount on most items in the store, not including textbooks or promotional items. Barnes & Noble will also offer all full-time faculty and staff at William Jewell College discount privileges at the local Barnes & Noble Superstore located at 8625 Northwest Prairie View Road (Zona Rosa). This discount is also 10% and applies to all books with the exception of the bestsellers, which are already discounted 40% hardcover and 30% paperback.

Dining Services. Discounts for employees may be obtained through Campus Dining Services. For each $30 put on an employee’s WJC ID, the employee’s dining account will be credited $40.

Free Admittance to WJC Athletic Events for employee, spouse (or date) and children living at home.

Free or Reduced Admission to other WJC Events including the Harriman-Jewell Series, concerts, plays, etc., for staff, spouse (or date) and unmarried dependent children.


These benefits are subject to change.